DeFi protocol
Fluid
8 products · 4 coins · Ethereum, Arbitrum, Plasma · TVL $735M · data via DefiLlama
Platform risk tier
B· Medium risk · meets 3/5 criteriaSee why
A shared liquidity layer for lending, vaults and DEX. Bad debt from the Resolv USR exploit (3/2026) was absorbed by the treasury, the team and Resolv; the reward distribution key leak (5/2026) was small and covered.
- !Operating since 2024-02, under 3 years
- ✓Audited by 4 firms: PeckShield, StateMind, MixBytes, Cantina
- ✓Bug bounty programme (Immunefi, up to $500k)
- !TVL $735.4M, below $1B
- ✓Users were fully compensated for every known incident
- iRisk of the asset itself: Lenders share one liquidity layer with all Fluid vaults and DEX: bad debt or a bank run in one place can affect the ability to withdraw.
Last reviewed 24/09/2026. Not investment advice.Facts and sources →
You keep your own wallet and deposit straight into the smart contract. Click a product name for details.
8/8 products · How risk tiers work
| Conditions & limits | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| BTC | Fluid · Ethereum (WBTC)One rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 0.09% | 0.09% | 0.09% | 0.09% | 0.09% | Withdraw any time if the pool has enough liquidity |
| ETH | Fluid · Ethereumproduct 2One rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 1.86% | 1.86% | 1.86% | 1.86% | 1.86% | Withdraw any time if the pool has enough liquidity |
| ETH | Fluid · Ethereumproduct 3One rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 1.86% | 1.86% | 1.86% | 1.86% | 1.86% | Withdraw any time if the pool has enough liquidity |
| ETH | Fluid · Ethereum (WSTETH)product 1One rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 0.04% | 0.04% | 0.04% | 0.04% | 0.04% | Withdraw any time if the pool has enough liquidity |
| USDC | Fluid · EthereumOne rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 4.22% | 4.22% | 4.22% | 4.22% | 4.22% | Withdraw any time if the pool has enough liquidity |
| USDC | Fluid · ArbitrumOne rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 4.03% | 4.03% | 4.03% | 4.03% | 4.03% | Withdraw any time if the pool has enough liquidity |
| USDT | Fluid · Plasma (USDT0)One rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 4.96% | 4.96% | 4.96% | 4.96% | 4.96% | Withdraw any time if the pool has enough liquidity |
| USDT | Fluid · EthereumOne rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 4.37% | 4.37% | 4.37% | 4.37% | 4.37% | Withdraw any time if the pool has enough liquidity |