DeFi protocol
Spark Savings
4 products · 4 coins · Arbitrum, Ethereum · TVL $1.3B · data via DefiLlama
Platform risk tier
A· Lower risk · meets 5/5 criteriaSee why
sUSDS/sDAI savings deposits via Spark, earning the Sky Savings Rate set by Sky governance. No incidents recorded.
- ✓Operating since 2023-05 (3 years)
- ✓Audited by 2 firms: ChainSecurity, Cantina
- ✓Bug bounty programme (Immunefi, up to $5M)
- ✓Large TVL: $1.3B
- ✓No recorded incident causing user losses in the core product
- iRisk of the asset itself: Principal risk is the solvency and depeg of USDS/DAI; Spark Vaults V2 adds risk from allocating idle liquidity.
Last reviewed 24/09/2026. Not investment advice.Facts and sources →
You keep your own wallet and deposit straight into the smart contract. Click a product name for details.
4/4 products · How risk tiers work
| Conditions & limits | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| DAI | Spark Savings · Arbitrum (USDS)One rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 3.54% | 3.54% | 3.54% | 3.54% | 3.54% | Withdraw any time if the pool has enough liquidity |
| ETH | Spark Savings · EthereumOne rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 1.44% | 1.44% | 1.44% | 1.44% | 1.44% | Withdraw any time if the pool has enough liquidity |
| USDC | Spark Savings · EthereumOne rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 3.54% | 3.54% | 3.54% | 3.54% | 3.54% | Withdraw any time if the pool has enough liquidity |
| USDT | Spark Savings · EthereumOne rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 3.44% | 3.44% | 3.44% | 3.44% | 3.44% | Withdraw any time if the pool has enough liquidity |