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Bybit

22 products · 10 coins · updated 60 min ago · collected every 1 h

Bybit Earn page

Platform risk tier

B· Medium risk · meets 4/5 criteriaSee why

Holds MiCA (Austria) and SCA (UAE) licences. Hacked for USD 1.46 billion in 2025 (the largest in history) but fully covered within ~72 hours, with no interruption to withdrawals. No dedicated user protection fund.

  • ✓Publishes a monthly proof of reserves (Merkle) that users can verify themselves
  • ✓Licensed by a major regulator: EU (Austria, FMA), UAE (SCA)
  • ✓Operating since 2018 (8 years)
  • !No user protection fund disclosed
  • ✓Users were fully compensated for every known incident
  • iSingapore: MAS put Bybit Fintech on its investor alert list (no licence).
  • iJapan: withdrawing services from Japan residents after an FSA warning.
  • iCoinDesk Data Exchange Benchmark (2026-05): grade A, score 80.79, ranked 10. For reference only, not part of the risk tier.
Last reviewed 24/09/2026. Not investment advice.Facts and sources →

Click a column header to sort. Click a product name for its rate tiers, caps and withdrawal time.

22/22 products · How risk tiers work
Conditions & limits
BNB
Flexible Savings

One rate for any amount.

  • Minimum: 0.05 BNB
  • Max per user: 2.5k BNB
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.80%0.80%0.80%0.80%0.80%Limited quota
Withdrawal time: not published by the platform
BTC
On-Chain Earn 45d

One rate for any amount.

  • Minimum: 0.1 BTC
  • Max per user: 200 BTC
  • Withdrawal time: ~45 days
  • Rate basis: APR
45 days
CEX · custodial
B· Medium risk
1.20%1.20%–1.20%1.20%
Locked 45 days
BTC
Flexible Savings
Amount (BTC)Rate / year
0 – 0.0030.40%
0.003 – ∞0.10%
  • Minimum: 0.002 BTC
  • Max per user: 1.5k BTC
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.40%0.10%0.18%0.11%0.10%Limited quota
Withdrawal time: not published by the platform
High rate only for the first 0.003 BTC
DOGE
Flexible Savings

One rate for any amount.

  • Minimum: 2.5k DOGE
  • Max per user: 10M DOGE
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.50%0.50%0.50%0.50%0.50%Limited quota
Withdrawal time: not published by the platform
Max 10M DOGE (≈ $971,700) per user
ETH
On-Chain Earn (METH) (METH)

One rate for any amount.

  • Minimum: 0.1 ETH
  • Max per user: 5k ETH
  • Withdrawal time: ~11 days
  • Rate basis: APR
Staking
CEX · custodial
B· Medium risk
2.26%2.26%2.26%2.26%2.26%
Withdrawal takes about 11 days (T+11)
Not confirmed whether the rate is before or after the platform’s fee
ETH
On-Chain Earn (CMETH) (CMETH)

One rate for any amount.

  • Minimum: 0.1 ETH
  • Max per user: 1k ETH
  • Withdrawal time: ~25 days
  • Rate basis: APR
Paused / quota full
Staking
CEX · custodial
B· Medium risk
2.26%2.26%2.26%2.26%2.26%
Withdrawal takes about 25 days (T+25)
Not confirmed whether the rate is before or after the platform’s fee
ETH
On-Chain Earn (STETH) (STETH)

One rate for any amount.

  • Minimum: 0.1 ETH
  • Max per user: 10k ETH
  • Withdrawal time: ~8 days
  • Rate basis: APR
Staking
CEX · custodial
B· Medium risk
2.13%2.13%2.13%2.13%2.13%
Withdrawal takes about 8 days (T+8)
Not confirmed whether the rate is before or after the platform’s fee
ETH
Flexible Savings

One rate for any amount.

  • Minimum: 0.001 ETH
  • Max per user: 6k ETH
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.80%0.80%0.80%0.80%0.80%Limited quota
Withdrawal time: not published by the platform
SOL
On-Chain Earn (BBSOL) (BBSOL)

One rate for any amount.

  • Minimum: 1 SOL
  • Max per user: 100k SOL
  • Withdrawal time: ~3 days
  • Rate basis: APR
Staking
CEX · custodial
B· Medium risk
4.74%4.74%4.74%4.74%4.74%
Withdrawal takes about 3 days (T+3)
Not confirmed whether the rate is before or after the platform’s fee
SOL
On-Chain Earn

One rate for any amount.

  • Minimum: 1 SOL
  • Max per user: 10k SOL
  • Withdrawal time: ~3 days
  • Rate basis: APR
Staking
CEX · custodial
B· Medium risk
2.43%2.43%2.43%2.43%2.43%
Withdrawal takes about 3 days (T+3)
Not confirmed whether the rate is before or after the platform’s fee
SOL
Flexible Savings

One rate for any amount.

  • Minimum: 0.1 SOL
  • Max per user: 20k SOL
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.80%0.80%0.80%0.80%0.80%Limited quota
Withdrawal time: not published by the platform
TRX
Flexible Savings

One rate for any amount.

  • Minimum: 50 TRX
  • Max per user: 2M TRX
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
1.83%1.83%1.83%1.83%1.83%Limited quota
Withdrawal time: not published by the platform
Max 2M TRX (≈ $667,940) per user
USD1
Flexible Savings

One rate for any amount.

  • Minimum: 1 USD1
  • Max per user: 1M USD1
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.50%0.50%0.50%0.50%0.50%Limited quota
Withdrawal time: not published by the platform
Max 1M USD1 (≈ $999,600) per user
USDC
On-Chain Earn

One rate for any amount.

  • Minimum: 10 USDC
  • Max per user: 3M USDC
  • Withdrawal time: ~3 days
  • Rate basis: APR
Staking
CEX · custodial
B· Medium risk
6.70%6.70%6.70%6.70%6.70%
Withdrawal takes about 3 days (T+3)
Not confirmed whether the rate is before or after the platform’s fee
USDC
On-Chain Earn (USDE) (USDE)product 1

One rate for any amount.

  • Minimum: 5k USDC
  • Max per user: 100M USDC
  • Withdrawal time: ~1 days
  • Rate basis: APR
Staking
CEX · custodial
B· Medium risk
5.00%5.00%–5.00%5.00%
Withdrawal takes about 1 days (T+1)
Not confirmed whether the rate is before or after the platform’s fee
USDC
On-Chain Earn (USDE) (USDE)product 2

One rate for any amount.

  • Minimum: 5k USDC
  • Max per user: 100M USDC
  • Withdrawal time: ~1 days
  • Rate basis: APR
Staking
CEX · custodial
B· Medium risk
5.00%5.00%–5.00%5.00%
Withdrawal takes about 1 days (T+1)
Not confirmed whether the rate is before or after the platform’s fee
USDC
Flexible Savings
Amount (USDC)Rate / year
0 – 2004.98%
200 – ∞1.98%
  • Minimum: 2 USDC
  • Max per user: 200M USDC
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
4.98%1.98%2.58%2.04%1.99%
Withdrawal time: not published by the platform
High rate only for the first 200 USDC
USDT
Flexible Savings
Amount (USDT)Rate / year
0 – 2007.32%
200 – ∞2.32%
  • Minimum: 1.5 USDT
  • Max per user: 100M USDT
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
7.32%2.32%3.32%2.42%2.33%
Withdrawal time: not published by the platform
High rate only for the first 200 USDT
USDT
On-Chain Earn

One rate for any amount.

  • Minimum: 10 USDT
  • Max per user: 12M USDT
  • Withdrawal time: ~3 days
  • Rate basis: APR
Staking
CEX · custodial
B· Medium risk
6.17%6.17%6.17%6.17%6.17%
Withdrawal takes about 3 days (T+3)
Not confirmed whether the rate is before or after the platform’s fee
USDT
On-Chain Earn (USDE) (USDE)product 1

One rate for any amount.

  • Minimum: 5k USDT
  • Max per user: 100M USDT
  • Withdrawal time: ~1 days
  • Rate basis: APR
Staking
CEX · custodial
B· Medium risk
5.00%5.00%–5.00%5.00%
Withdrawal takes about 1 days (T+1)
Not confirmed whether the rate is before or after the platform’s fee
USDT
On-Chain Earn (USDE) (USDE)product 2

One rate for any amount.

  • Minimum: 5k USDT
  • Max per user: 100M USDT
  • Withdrawal time: ~1 days
  • Rate basis: APR
Staking
CEX · custodial
B· Medium risk
5.00%5.00%–5.00%5.00%
Withdrawal takes about 1 days (T+1)
Not confirmed whether the rate is before or after the platform’s fee
XRP
Flexible Savings

One rate for any amount.

  • Minimum: 10 XRP
  • Max per user: 2M XRP
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.70%0.70%0.70%0.70%0.70%Limited quota
Withdrawal time: not published by the platform