Bybit
22 products · 10 coins · updated 60 min ago · collected every 1 h
Platform risk tier
B· Medium risk · meets 4/5 criteriaSee why
Holds MiCA (Austria) and SCA (UAE) licences. Hacked for USD 1.46 billion in 2025 (the largest in history) but fully covered within ~72 hours, with no interruption to withdrawals. No dedicated user protection fund.
- ✓Publishes a monthly proof of reserves (Merkle) that users can verify themselves
- ✓Licensed by a major regulator: EU (Austria, FMA), UAE (SCA)
- ✓Operating since 2018 (8 years)
- !No user protection fund disclosed
- ✓Users were fully compensated for every known incident
- iSingapore: MAS put Bybit Fintech on its investor alert list (no licence).
- iJapan: withdrawing services from Japan residents after an FSA warning.
- iCoinDesk Data Exchange Benchmark (2026-05): grade A, score 80.79, ranked 10. For reference only, not part of the risk tier.
Click a column header to sort. Click a product name for its rate tiers, caps and withdrawal time.
| Conditions & limits | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BNB | Flexible SavingsOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.80% | 0.80% | 0.80% | 0.80% | 0.80% | Limited quota Withdrawal time: not published by the platform | ||||||
| BTC | On-Chain Earn 45dOne rate for any amount.
| 45 days CEX · custodial | B· Medium risk | 1.20% | 1.20% | – | 1.20% | 1.20% | Locked 45 days | ||||||
| BTC | Flexible Savings
| Flexible CEX · custodial | B· Medium risk | 0.40% | 0.10% | 0.18% | 0.11% | 0.10% | Limited quota Withdrawal time: not published by the platform High rate only for the first 0.003 BTC | ||||||
| DOGE | Flexible SavingsOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Limited quota Withdrawal time: not published by the platform Max 10M DOGE (≈ $971,700) per user | ||||||
| ETH | On-Chain Earn (METH) (METH)One rate for any amount.
| Staking CEX · custodial | B· Medium risk | 2.26% | 2.26% | 2.26% | 2.26% | 2.26% | Withdrawal takes about 11 days (T+11) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| ETH | On-Chain Earn (CMETH) (CMETH)One rate for any amount.
Paused / quota full | Staking CEX · custodial | B· Medium risk | 2.26% | 2.26% | 2.26% | 2.26% | 2.26% | Withdrawal takes about 25 days (T+25) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| ETH | On-Chain Earn (STETH) (STETH)One rate for any amount.
| Staking CEX · custodial | B· Medium risk | 2.13% | 2.13% | 2.13% | 2.13% | 2.13% | Withdrawal takes about 8 days (T+8) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| ETH | Flexible SavingsOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.80% | 0.80% | 0.80% | 0.80% | 0.80% | Limited quota Withdrawal time: not published by the platform | ||||||
| SOL | On-Chain Earn (BBSOL) (BBSOL)One rate for any amount.
| Staking CEX · custodial | B· Medium risk | 4.74% | 4.74% | 4.74% | 4.74% | 4.74% | Withdrawal takes about 3 days (T+3) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| SOL | On-Chain EarnOne rate for any amount.
| Staking CEX · custodial | B· Medium risk | 2.43% | 2.43% | 2.43% | 2.43% | 2.43% | Withdrawal takes about 3 days (T+3) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| SOL | Flexible SavingsOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.80% | 0.80% | 0.80% | 0.80% | 0.80% | Limited quota Withdrawal time: not published by the platform | ||||||
| TRX | Flexible SavingsOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 1.83% | 1.83% | 1.83% | 1.83% | 1.83% | Limited quota Withdrawal time: not published by the platform Max 2M TRX (≈ $667,940) per user | ||||||
| USD1 | Flexible SavingsOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Limited quota Withdrawal time: not published by the platform Max 1M USD1 (≈ $999,600) per user | ||||||
| USDC | On-Chain EarnOne rate for any amount.
| Staking CEX · custodial | B· Medium risk | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | Withdrawal takes about 3 days (T+3) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| USDC | On-Chain Earn (USDE) (USDE)product 1One rate for any amount.
| Staking CEX · custodial | B· Medium risk | 5.00% | 5.00% | – | 5.00% | 5.00% | Withdrawal takes about 1 days (T+1) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| USDC | On-Chain Earn (USDE) (USDE)product 2One rate for any amount.
| Staking CEX · custodial | B· Medium risk | 5.00% | 5.00% | – | 5.00% | 5.00% | Withdrawal takes about 1 days (T+1) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| USDC | Flexible Savings
| Flexible CEX · custodial | B· Medium risk | 4.98% | 1.98% | 2.58% | 2.04% | 1.99% | Withdrawal time: not published by the platform High rate only for the first 200 USDC | ||||||
| USDT | Flexible Savings
| Flexible CEX · custodial | B· Medium risk | 7.32% | 2.32% | 3.32% | 2.42% | 2.33% | Withdrawal time: not published by the platform High rate only for the first 200 USDT | ||||||
| USDT | On-Chain EarnOne rate for any amount.
| Staking CEX · custodial | B· Medium risk | 6.17% | 6.17% | 6.17% | 6.17% | 6.17% | Withdrawal takes about 3 days (T+3) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| USDT | On-Chain Earn (USDE) (USDE)product 1One rate for any amount.
| Staking CEX · custodial | B· Medium risk | 5.00% | 5.00% | – | 5.00% | 5.00% | Withdrawal takes about 1 days (T+1) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| USDT | On-Chain Earn (USDE) (USDE)product 2One rate for any amount.
| Staking CEX · custodial | B· Medium risk | 5.00% | 5.00% | – | 5.00% | 5.00% | Withdrawal takes about 1 days (T+1) Not confirmed whether the rate is before or after the platform’s fee | ||||||
| XRP | Flexible SavingsOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.70% | 0.70% | 0.70% | 0.70% | 0.70% | Limited quota Withdrawal time: not published by the platform |