Centralized exchange

KuCoin

37 products · 9 coins · updated 1 h ago · collected every 1 h

Platform risk tier

B· Medium risk · meets 4/5 criteriaSee why

Monthly proof of reserves (verified by Hacken), fully covered the 2020 hack. Its MiCA (Austria) and Thailand licences are both under an operating ban / suspension, so in practice only the AUSTRAC registration remains; Dubai issued a cease order (3/2026). Pleaded guilty in the US in 2025.

✓Publishes a monthly proof of reserves (Merkle) that users can verify themselves
!Registration only (not a licence) in: Australia (AUSTRAC)
✓Operating since 2017 (9 years)
✓User protection fund: KuCoin Insurance Fund (size not disclosed)
✓Users were fully compensated for every known incident
iDubai: VARA ordered KuCoin entities to cease unlicensed operations.
iEU: the KuCoin EU entity halted trading and deposits; Austria's FMA still prohibits it from commencing operations.
iCanada: FINTRAC fined it CAD 19.55 million over anti-money-laundering failures; KuCoin is appealing.
iCoinDesk Data Exchange Benchmark (2026-05): grade BB, score 73.95, ranked 15. For reference only, not part of the risk tier.

Last reviewed 24/09/2026. Not investment advice.Facts and sources →

Click a column header to sort. Click a product name for its rate tiers, caps and withdrawal time.

37/37 products · How risk tiers work

									Conditions & limits
BNB	Staking One rate for any amount. Minimum: 0.01 BNB Max per user: 1k BNB Withdrawal time: ~7 days Rate basis: APR	Staking CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	0.60%	0.60%	0.60%	0.60%	0.60%	Withdrawal takes about 7 days (T+7) Not confirmed whether the rate is before or after the platform’s fee Max 1k BNB (≈ $774,700) per user
BNB	Simple Earn Flexible One rate for any amount. Minimum: 0.09 BNB Max per user: 30.6k BNB Rate basis: APR	Flexible CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	0.07%	0.07%	0.07%	0.07%	0.07%	Withdrawal time: not published by the platform
BTC	Simple Earn Fixed 7d One rate for any amount. Minimum: 0.001 BTC Max per user: 1 BTC Rate basis: APR	7 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	3.00%	3.00%	3.00%	3.00%	2.54%	New users only Locked 7 days Max 1 BTC (≈ $84,582) per user
BTC	Simple Earn Fixed 365d One rate for any amount. Minimum: 0.005 BTC Max per user: 45 BTC Rate basis: APR	365 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.50%	0.50%	0.50%	0.50%	0.50%	Locked 365 days
BTC	Simple Earn Fixed 60d One rate for any amount. Minimum: 0.005 BTC Max per user: 50 BTC Rate basis: APR	60 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.30%	0.30%	0.30%	0.30%	0.30%	Locked 60 days
BTC	Simple Earn Fixed 30d One rate for any amount. Minimum: 0.005 BTC Max per user: 50 BTC Rate basis: APR	30 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.20%	0.20%	0.20%	0.20%	0.20%	Locked 30 days
BTC	Simple Earn Flexible One rate for any amount. Minimum: 0.01 BTC Max per user: 300 BTC Rate basis: APR	Flexible CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.02%	0.02%	0.02%	0.02%	0.02%	Withdrawal time: not published by the platform
DOGE	Simple Earn Flexible One rate for any amount. Minimum: 176 DOGE Max per user: 11M DOGE Rate basis: APR	Flexible CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	0.36%	0.36%	0.36%	0.36%	0.36%	Withdrawal time: not published by the platform
ETH	Staking One rate for any amount. Minimum: 0.001 ETH Max per user: 19.5k ETH Withdrawal time: ~5 days Rate basis: APR	Staking CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	1.99%	1.99%	1.99%	1.99%	1.99%	Withdrawal takes about 5 days (T+5) Not confirmed whether the rate is before or after the platform’s fee
ETH	Simple Earn Fixed 90d One rate for any amount. Minimum: 0.01 ETH Max per user: 300 ETH Rate basis: APR	90 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	1.60%	1.60%	1.60%	1.60%	1.60%	Locked 90 days Max 300 ETH (≈ $807,918) per user
ETH	Simple Earn Fixed 60d One rate for any amount. Minimum: 0.01 ETH Max per user: 500 ETH Rate basis: APR	60 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	1.40%	1.40%	1.40%	1.40%	1.40%	Locked 60 days
ETH	Simple Earn Fixed 30d One rate for any amount. Minimum: 0.01 ETH Max per user: 100 ETH Rate basis: APR	30 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	1.20%	1.20%	1.20%	1.20%	1.20%	Locked 30 days Max 100 ETH (≈ $269,306) per user
ETH	Simple Earn Fixed 14d One rate for any amount. Minimum: 0.001 ETH Max per user: 60 ETH Rate basis: APR	14 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	1.00%	1.00%	1.00%	1.00%	1.00%	Locked 14 days Max 60 ETH (≈ $161,584) per user
ETH	Simple Earn Flexible One rate for any amount. Minimum: 0.004 ETH Max per user: 8k ETH Rate basis: APR	Flexible CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.26%	0.26%	0.26%	0.26%	0.26%	Withdrawal time: not published by the platform
SOL	Simple Earn Fixed 90d One rate for any amount. Minimum: 0.01 SOL Max per user: 25k SOL Rate basis: APR	90 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	4.50%	4.50%	4.50%	4.50%	4.50%	Locked 90 days
SOL	Simple Earn Fixed 60d One rate for any amount. Minimum: 0.01 SOL Max per user: 130k SOL Withdrawal time: ~1 days Rate basis: APR	60 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	4.20%	4.20%	4.20%	4.20%	4.20%	Locked 60 days Withdrawal takes about 1 days (T+1)
SOL	Simple Earn Fixed 30d One rate for any amount. Minimum: 0.01 SOL Max per user: 100k SOL Withdrawal time: ~1 days Rate basis: APR	30 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	4.00%	4.00%	4.00%	4.00%	4.00%	Locked 30 days Withdrawal takes about 1 days (T+1)
SOL	Staking One rate for any amount. Minimum: 0.01 SOL Max per user: 150k SOL Withdrawal time: ~5 days Rate basis: APR	Staking CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	4.00%	4.00%	4.00%	4.00%	4.00%	Withdrawal takes about 5 days (T+5) Not confirmed whether the rate is before or after the platform’s fee
SOL	Simple Earn Fixed 14d One rate for any amount. Minimum: 0.5 SOL Max per user: 5k SOL Rate basis: APR	14 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	2.00%	2.00%	2.00%	2.00%	2.00%	Locked 14 days Max 5k SOL (≈ $610,400) per user
SOL	Simple Earn Flexible One rate for any amount. Minimum: 0.2 SOL Max per user: 467k SOL Rate basis: APR	Flexible CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.06%	0.06%	0.06%	0.06%	0.06%	Withdrawal time: not published by the platform
TRX	Simple Earn Fixed 90dmax 1e-20 TRX/user One rate for any amount. Minimum: 1 TRX Max per user: 1e-20 TRX Rate basis: APR	90 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	5.00%	5.00%	0.00%	0.00%	0.00%	First deposit Locked 90 days Max 1e-20 TRX (≈ $0.00) per user
TRX	Simple Earn Fixed 90dmax 3M TRX/user One rate for any amount. Minimum: 1 TRX Max per user: 3M TRX Rate basis: APR	90 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	3.10%	3.10%	3.10%	3.10%	3.10%	Locked 90 days
TRX	Staking One rate for any amount. Minimum: 0.01 TRX Max per user: 30M TRX Withdrawal time: ~14 days Rate basis: APR	Staking CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	3.00%	3.00%	3.00%	3.00%	3.00%	Withdrawal takes about 14 days (T+14) Not confirmed whether the rate is before or after the platform’s fee
TRX	Simple Earn Fixed 60d One rate for any amount. Minimum: 10 TRX Max per user: 3M TRX Rate basis: APR	60 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	2.90%	2.90%	2.90%	2.90%	2.90%	Locked 60 days
TRX	Simple Earn Fixed 30d One rate for any amount. Minimum: 0.01 TRX Max per user: 3M TRX Withdrawal time: ~1 days Rate basis: APR	30 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	2.50%	2.50%	2.50%	2.50%	2.50%	Locked 30 days Withdrawal takes about 1 days (T+1)
TRX	Simple Earn Fixed 14d One rate for any amount. Minimum: 1 TRX Max per user: 3M TRX Rate basis: APR	14 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	2.00%	2.00%	2.00%	2.00%	2.00%	Locked 14 days
USDC	Simple Earn Fixed 14d One rate for any amount. Minimum: 1 USDC Max per user: 3M USDC Rate basis: APR	14 days CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	2.00%	2.00%	2.00%	2.00%	2.00%	Locked 14 days
USDC	Simple Earn Flexible One rate for any amount. Minimum: 1 USDC Max per user: 10M USDC Rate basis: APR	Flexible CEX · custodial	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.16%	0.16%	0.16%	0.16%	0.16%	Withdrawal time: not published by the platform
USDE	Simple Earn Flexible One rate for any amount. Minimum: 1 USDE Max per user: 5M USDE Rate basis: APR	Flexible CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	4.75%	4.75%	4.75%	4.75%	4.75%	Withdrawal time: not published by the platform
USDT	Simple Earn Fixed 7dmax 100 USDT/user One rate for any amount. Minimum: 1 USDT Max per user: 100 USDT Rate basis: APR	7 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	100.00%	100.00%	10.00%	1.00%	0.10%	New users only Locked 7 days Max 100 USDT (≈ $100) per user
USDT	Simple Earn Fixed 365d One rate for any amount. Minimum: 1 USDT Max per user: 20M USDT Rate basis: APR	365 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	4.10%	4.10%	4.10%	4.10%	4.10%	Locked 365 days
USDT	Simple Earn Fixed 180d One rate for any amount. Minimum: 1 USDT Max per user: 18M USDT Rate basis: APR	180 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	3.60%	3.60%	3.60%	3.60%	3.60%	Locked 180 days
USDT	Simple Earn Fixed 90d One rate for any amount. Minimum: 1 USDT Max per user: 22M USDT Rate basis: APR	90 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	3.00%	3.00%	3.00%	3.00%	3.00%	Locked 90 days
USDT	Simple Earn Fixed 35d One rate for any amount. Minimum: 1 USDT Max per user: 10M USDT Rate basis: APR	35 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	2.80%	2.80%	2.80%	2.80%	2.80%	Locked 35 days
USDT	Simple Earn Fixed 14d One rate for any amount. Minimum: 1 USDT Max per user: 10M USDT Rate basis: APR	14 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	2.20%	2.20%	2.20%	2.20%	2.20%	Locked 14 days
USDT	Simple Earn Fixed 7dmax 10M USDT/user One rate for any amount. Minimum: 1 USDT Max per user: 10M USDT Rate basis: APR	7 days CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	1.80%	1.80%	1.80%	1.80%	1.80%	Locked 7 days
USDT	Simple Earn Flexible One rate for any amount. Minimum: 1 USDT Max per user: 898M USDT Rate basis: APR	Flexible CEX · custodial	B· Medium risk CoinB· Medium riskPlatformB· Medium risk	1.14%	1.14%	1.14%	1.14%	1.14%	Withdrawal time: not published by the platform